Checking Accounts

Choice Plus Checking

  • • $50.00 deposit to open account
    • Monthly service charge is $9.00
    • Check copies returned with statement
    • Unlimited check writing
    • Blue safety checks - no charge
    • Designer checks - 50% discount
    • 25% discount on 2 x 5 safe deposit box rental
    • Earn interest if a $2,500.00 minimum balance is
    maintained*
    • $10,000 accidental death & dismemberment insurance
    • CyberScout - an identity theft resolution service
    • Cellular telephone protection
    • Roadside assistance
    • Free online banking, mobile banking and bill payment
    • Free money order and official checks (limit 6)
    • (Choice Plus 50 Checking)
    • $50.00 deposit to open account
    • Monthly service charge is $7.00
    • Maintain a $2,500 balance and the $7.00 monthly service charge is waived
    • Choice Plus benefits

 

Choice Checking

  • • $50.00 deposit to open account
    • No monthly service charge if daily minimum balance of$50.00 or above is maintained. If the balance falls below$50.00, you will be charged $6.00.
    • Check safekeeping
    • Unlimited check writing

 

Max Checking

  • • $7.500.00 deposit to open account
    • Check copies returned with statement
    • No monthly service charge if daily balance is $7,500.00 or above. If the balance falls below $7,500.00, you will be charged $7.50.
    • Earn Interest*
  • *Interest begins to accrue on the business day you deposit non-cash items. It is compounded daily and credited to the account monthly. Interest will not be received if the account is closed before it is credited.

The Debit MasterCard®

The Debit MasterCard from First National Bank is a combination checkbook and ATM card. Using your DEBIT MASTERCARD®  is just like paying with a check because the money comes right out of your checking account.  You can use it all over the world, in over 100,000 locations, where ever MASTERCARD® is accepted.

 

Passport 24 ATM Card

You'll want the benefits of this handy card with either savings or checking account.

You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATMs within the networks identified on your card and such other facilities as we may designate from time to time. At present you may use your card to (some of these services may not be available at all ATMs):

  • Deposit funds to your checking account
  • Withdraw cash from your checking account
  • Deposit funds to your savings account
  • Withdraw cash from your savings account
  • Transfer funds between your checking and savings accounts
  • Obtain balance information on your deposit accounts
  • There is no charge for ATM withdrawals at machines owned by us. There is a $2.00 charge for each ATM withdrawal at machines we do not own.