Business Banking

Commercial Banking Services 

At First National Bank of Picayune, we look at the big picture in your business. Whether you are starting a business or growing your business, we can provide the services you need.  Call us at (601) 749-3200 during our banking hours Monday through Thursday between 9 am - 4 pm and on Fridays between 9 am 5:30 pm  or visit any of our locations for more information about the following:

Checking accounts

Business Checking

$50.00 deposit to open account
There is a monthly servi ce charge of $8.00 which can be offset by an earnings credit. This earnings credit is based on your average collected balance minus a 10 % reserve. The rate that is earned on this credit is based on the previous months 30 day Treasury bill average rate less 1%.
Each item you deposit is $.07
Each check or debit is $.13
Coin is $.07 per roll over 50 rolls

Small Business Checking

$50.00 deposit to open account
If you maintain a daily average collected balance of $2,500 there will be no fee charged to your account, otherw ise you will receive a $10.00 monthly service charge.
The first 50 items deposited are free: items in excess of the 50 are $0.08 per item.
The first 25 checks or debits written on the account are free; any in excess are $.15 per item.

Night depository

Commercial line of credit

Construction and equipment loans

Inventory loans

Capital expansion loans

Convenience Services

Telephone Banking