First National Bank of Picayune Savings Accounts

With your savings account you will have access to:  

• Telebanking phone (601) 749-3211

• Free Notary Services

• ATM Service  with Silver Savings only

 Youth* Savings

• Minimum Opening Deposit: $25.00

• No Account Fees

• Interest Rate: Call 601 798-4726 for current rates

   *Youth accounts, after the attainment of age 18, will be converted to a Regular  Savings Account.

Try our Earnings Calculator to estimate your future savings:

Silver Savings

• Minimum Opening Deposit: $50.00

• Account Fees: None. with minimum daily balance of $50.00 otherwise, you will be charged $5.00 per month.

• Interest Rate: Call 601 798-4726 for current rates

• Six free withdrawals per statement quarter

• Dormant Fee, if dormant for over 2 years with balance under $100, account will be charged $2.00 per month per statement cycle

Christmas Savings Club

• Minimum Opening Deposit: $5.00

• Account Fees: None, unless the account is closed before the end of the club account period, then $5.00

• Interest Rate: Call 601 798-4726 for current rates

• Funds in the account are automatically mailed at the end of the account period, October 31

 Investment Retirement Accounts (IRAs)

• Minimum Opening Deposit: $1,000.00

• Interest Rates based upon Term

• Various Terms Available

 Certificates of Deposit

Several periods for certificates of deposits are available at First National Bank of Picayune. Choose 7-31 Day,  91 Day , 6 Months, 1 Year, 18 Months, 2 Year 2 1/2 Years, and 5 Years Certificates Available  

• Minimum Opening Deposit: $1,000.00

• Interest Rate: Call 601 798-4726 for current rates

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