First National Bank of Picayune Savings Accounts

With your savings account you will have access to:  

  • Telebanking phone (601) 749-3211

  • ATM Service  with Silver Savings only

 Youth* Savings

  • Minimum Opening Deposit: $25.00

  • No Account Fees

   *Youth accounts, after the attainment of age 18, will be converted to a Silver Savings Account.

Earnings CalculatorTry our Earnings Calculator to estimate your future savings:

Silver Savings

  • Minimum Opening Deposit: $50.00

  • Account Fees: None. with minimum daily balance of $50.00 otherwise, you will be charged $5.00 per month.

  • Six free withdrawals per statement quarter

  • Dormant Fee, if dormant for over 2 years with balance under $100, account will be charged $2.00 per month per statement cycle

Christmas Savings Club

  • Minimum Opening Deposit: $5.00

  • Account Fees: None, unless the account is closed before the end of the club account period, then $5.00

  • Funds in the account are automatically mailed at the end of the account period.

 Investment Retirement Accounts (IRAs)

  • Minimum Opening Deposit: $1,000.00

  • Interest Rates based upon Term

  • Various Terms Available

 Certificates of Deposit

Several periods for certificates of deposits are available at First National Bank of Picayune. Choose 7-31 Day,  91 Day , 6 Months, 1 Year, 18 Months, 2 1/2 Years, and 4 & 5 Year Certificates Available  

  • Minimum Opening Deposit: $1,000.00

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Please Contact us at 601-749-3200 for Current Interest Rates on All of our Savings Accounts.



First National Bank of Picayune, Mississippi 

Main Office: 121 East Canal , Picayune Mississippi

Mailing address P.O. Box 848 Picayune MS 39466

Phone (601) 749-3200

Fax (601) 798-4796

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