Saving and Time Deposit

First National Bank of Picayune Savings Accounts

With your savings account you will have access to:  

Telebanking phone (601) 749-3211

ATM Service  with Silver Savings only


Youth* Savings

Minimum Opening Deposit: $25.00

No Account Fees

*Youth accounts, after the attainment of age 18, will be converted to a Silver Savings Account.


Silver Savings

Minimum Opening Deposit: $50.00
Account Fees: None. with minimum daily balance of $50.00 otherwise, you will be charged $5.00 per statement cycle..

Six free withdrawals per statement quarter

Dormant Fee, if dormant for over 2 years with balance under $100, account will be charged $2.00 per month per statement cycle


Christmas Savings Club

Minimum Opening Deposit: $5.00

Account Fees: None, unless the account is closed before the end of the club account period, then $5.00

Funds in the account are automatically mailed at the end of the account period.


Investment Retirement Accounts (IRAs)

Minimum Opening Deposit: $1,000.00

Interest Rates based upon Term

Various Terms Available


Certificates of Deposit

Several periods for certificates of deposits are available at First National Bank of Picayune. Choose 7-31 Day,  91 Day, 6 Month, 1 Year, 18 Month, 2 Year, 30 Month, 3 Year, 4 Year and 5 Years Certificates Available  

Minimum Opening Deposit: $1,000.00


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Please Contact us at 601-749-3200 for Current Interest Rates on All of our Savings Accounts.