Saving and Time Deposit

First National Bank of Picayune Savings Accounts

With your savings account you will have access to:  

Telebanking phone (601) 749-3211

ATM Service  with Silver Savings only


Youth* Savings

• $25.00 deposit to open account
• No account fees
• Youth accounts will be converted to a Silver Savings account at age 18.


Silver Savings

• $50.00 deposit to open account
• No monthly service charge if daily minimum balance of$50.00 or above is maintained. If the balance falls below$50.00, you will be charged $5.00.
• Six free withdrawals per month. $1.00 for each additional withdrawal.
• Dormant fee, if dormant for over 2 years with balance
under $100, account will be charged $2.00 per month per statement cycle.


Christmas Savings Club

• $5.00 deposit to open account
• No fee, unless the account is closed before the end of the club account period, then $5.00.
• Funds in the account are automatically mailed or direct deposit to an existing account at the end of the account period.

Investment Retirement Accounts (IRAs)

Minimum Opening Deposit: $1,000.00

Interest Rates based upon Term

Various Terms Available


Certificates of Deposit

Several periods for certificates of deposits are available at First National Bank of Picayune. Choose 7-31 Day,  91 Day , 6 Months, 1 Year, 18 Months, 2 1/2 Years, and 4 & 5 Year Certificates Available  

Minimum Opening Deposit: $1,000.00


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Please Contact us at 601-749-3200 for Current Interest Rates on All of our Savings Accounts.